Lease-to-own · Chicago & Tampa
Drive it now. Own it at term end.
No bank loan. No hard credit pull to apply. Put down a deposit, pay a flat monthly amount, and take the title when the term ends.
Drive a Lamborghini, Ferrari, McLaren or Rolls-Royce today and own it at the end of the term. Valenci’s lease-to-own program is built for drivers with bad credit or no credit — no bank loan, no hard credit pull to apply. Put down a deposit, pay a flat monthly amount, then buy out the car when the term ends.
How it works
Keys now. Title later.
Four simple steps from keys in your hand to the title in your name.
- 01
Choose your car
Browse our inventory and pick the exotic you want to own.
- 02
Get approved
Our team works with all credit situations. Bad credit and no credit welcome.
- 03
Put down a deposit
A flat deposit and monthly amount — no hidden fees, no bank loan.
- 04
Drive, then own
Drive your dream car today and take the title at the end of the term.
Benefits
Built for real credit situations
Bad credit, no credit or simply no interest in a bank loan — the program is designed to get you into the car.
No credit check
No hard pull required to apply.
Flexible terms
Terms built around what you can pay monthly.
Path to ownership
Every payment moves you toward the title.
Trade-in welcome
Put your current car toward the deposit.
Ready?
Own your dream car.
Tell us which car you have in mind and what monthly payment works. We’ll call to walk you through options — or call us now at (331) 300-5820.
- No bank loan
- No hard credit pull to apply
- Flat deposit + monthly payment
- Trade-ins welcome
Can I lease-to-own with bad credit?
Yes. The program is built for drivers with bad credit or no credit — there’s no bank loan and no hard credit pull to apply.
How does lease-to-own work?
Choose a car, get approved, put down a deposit and pay a flat monthly amount. At the end of the term you buy out the car and the title is yours.
Can I trade in my current car?
Yes — trade-ins are welcome and can go toward your deposit.
The key is waiting.
Pick a car, choose your dates, and we’ll handle the rest — delivered anywhere in Chicago or Tampa Bay.